Rausch, Sturm, Israel, Enerson & Hornik, LLC Complaint: Taking/threatening an illegal action

#1508723 7 Aug 2015

Debt collection Credit card

Complaint #1508723 submitted on 08/07/2015 relating to Rausch, Sturm, Israel, Enerson & Hornik, LLC. Complaint relates to Debt collection Credit card - Taking/threatening an illegal action Threatened to sue on too old debt.

Complaint was submitted via Web and sent to the company on Friday 7th August 2015.

Narrative (may be redacted).

Signature load from back in XXXX -- XXXX XXXX XXXX XXXX XXXX XXXX XXXX got behind XX/XX/XXXX / XX/XX/XXXX attempted to work out arrangement w/ XXXX - would not work with me in any form while continuing to add penalties/ Fees and Interest on top of the accountXXXX XXXX stopped communicating w/ me for several months then I was contacted by Debt Collection Firm out of XXXX, XXXX ( XXXX & XXXX ) for payment arrangements - which I did as required made payments to them for this account and did so for three years - requested a balance on the account was told that it was paid - but no written documentation was ever sent as requested - collection reps would not give me their name whenever I called back to inquire.
In XXXX XXXX a Law firm out XXXX through their regional office in XXXX started sending me collection notices on the same account in an amount of approx. half of the original starting point with XXXX -- responded to them XX/XX/XXXX that this was incorrect and the account was paid in full as directed. Started receiving the same notices again this year this spring - they filed suit again me XX/XX/XXXX and the paperwork was served to my husband on XX/XX/XXXXXXXX has posted this account situation with the credit reporting firms on my husbands record as a " joint '' account for the past XXXX years -- he has made several attempts to get XXXX to either validate this information or remove it - their reply is always " correct as reported " Need some help believe I have been a victim or predatory lending/ and collection practices and my husband credit damaged for a very long time in violation of the Fair Credit Reporting ActPlease advise

Servicemember

Company Rausch, Sturm, Israel, Enerson & Hornik, LLC
Complaint ID 1508723
Date Received 08/07/2015
Product Debt collection Credit card
Issue Taking/threatening an illegal action Threatened to sue on too old debt
State/ZIP Code OK 741XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with explanation
Submitted Web 08/07/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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