Complaint #1507846 submitted on 08/07/2015 relating to Harbor Front Acquisitions LLC (Closed). Complaint relates to Debt collection Payday loan - Communication tactics Threatened to take legal action.
Complaint was submitted via Web and sent to the company on Friday 14th August 2015.
Hello, Today XXXX XXXX representing Harbor Front Acquisitions, LLC contacted me and also called a relative of mine. XXXX XXXX left threatening messages on both of our voice mails and falsely claimed that he was calling in regards to a file assigned by the state. He also said that I had serious allegations against me. When I called XXXX XXXX back he explained that he was calling on behalf of XXXX XXXX XXXX and stated that they would pursue criminal charges against me if I did not cooperate. I explained to XXXX XXXX that I was unable to discuss this issue over the phone as I was at work and I requested that he send me information in writing. I also explained that I had no way to verify he was who he said he was. XXXX XXXX told me that the next documentation that I would receive would be in the form of a lawsuit.
I believe XXXX XXXX and Harbor Front Acquisitions, LLC violated the FDCPA in several ways:1 ) They contacted a third party and falsely told them that I have accusations from the state against me2 ) XXXX XXXX knowingly misrepresented himself as a state representative3 ) XXXX XXXX threatened me with a lawsuit and/or criminal charges
| Company | Harbor Front Acquisitions LLC (Closed) |
| Complaint ID | 1507846 |
| Date Received | 08/07/2015 |
| Product | Debt collection Payday loan |
| Issue | Communication tactics Threatened to take legal action |
| State/ZIP Code | CA 945XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes complaint represents an opportunity for improvement to better serve consumers |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 08/14/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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