Complaint #1500788 submitted on 08/04/2015 relating to Carmel Financial Corporation, Inc.. Complaint relates to Debt collection Other (i.e. phone, health club, etc.) - Communication tactics Threatened to take legal action.
Complaint was submitted via Web and sent to the company on Monday 10th August 2015.
This company provided false cancellation information when I agreed to purchase the product. Within the next business day, I requested to cancel the service/product and was told I could not. Unfortunately, i was unable to make payment after a year or so due to unforeseen circumstances. Since the original amount, this company has charged over 200 % in interest. This year alone, XXXX has been added to the balance. This company has been charging {$200.00} a month interest. i told this company I was not happy with this product and they could pick it up years ago. They are now charging XXXX for a product that is no where worth that amount. This is a UDAAP violation and is being reported on XXXX XXXX, XXXX and XXXX reports. This is also a FCRA violation as it is out of statue and should 've been removed. A letter was received years ago that a lien would be placed on my house for non-payment. This amount is ridiculously over charged.
| Company | Carmel Financial Corporation, Inc. |
| Complaint ID | 1500788 |
| Date Received | 08/04/2015 |
| Product | Debt collection Other (i.e. phone, health club, etc.) |
| Issue | Communication tactics Threatened to take legal action |
| State/ZIP Code | TX 782XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company chooses not to provide a public response |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 08/10/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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