Complaint #1497352 submitted on 07/31/2015 relating to Michael & Associates, PC. Complaint relates to Debt collection Credit card - Taking/threatening an illegal action Sued w/o proper notification of suit.
Complaint was submitted via Web and sent to the company on Friday 31st July 2015.
I became underemployed due to my son 's health issues. XX/XX/XXXX, XXXX XXXX suddenly raised my minimum payment from {$1200.00} per month to {$2100.00} plus per month. I called XXXX XXXX continually, explaining that I could not pay this amount, because I am underemployed due to my son 's health issues. I also changed my account from a platinum card to a green card, to lower the yearly fee from {$400.00} plus to {$55.00}. Even though they could see that I was struggling financially, they refused to lower the monthly payment, continued to charge me interest on my card, as well as fees, and even though I made payments, they still reported me as late if I did not meet their high minimum payment. Still, I paid what I could as often as possible. On XXXX XXXX, I paid XXXX {$2100.00}. On XXXX XXXX, I paid XXXX {$500.00}. On XXXX XXXX, I paid XXXX {$1000.00}. On XXXX XXXX, I paid XXXX {$1300.00}. On XXXX XXXX, I paid XXXX {$200.00}. On XXXX XXXX, 2015, I paid XXXX {$1000.00}. On XXXX XXXX, 2015, XXXX filed papers to sue me, even though I had been paying them as much as I could as often as I could.
| Company | Michael & Associates, PC |
| Complaint ID | 1497352 |
| Date Received | 07/31/2015 |
| Product | Debt collection Credit card |
| Issue | Taking/threatening an illegal action Sued w/o proper notification of suit |
| State/ZIP Code | CA 902XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes it acted appropriately as authorized by contract or law |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 07/31/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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