Complaint #1492807 submitted on 07/29/2015 relating to Arcadia Holdings, LLC. Complaint relates to Debt collection Other (i.e. phone, health club, etc.) - False statements or representation Impersonated an attorney or official.
Complaint was submitted via Web and sent to the company on Wednesday 29th July 2015.
A debt from XXXX that had been reported by XXXX XXXX collection agency for 7 years was sold to the Arcadia collection agency who now reports it as a new collection account from XXXX to the credit repositories XXXX and XXXX. Arcadia confirmed it was from XXXX verbally, but state the start date is now XXXX when they bought it. This is a re-aging of the account and not in compliance with the Fair Credit Reporting Act. I provided XXXX a copy of an old credit report that showed the same account from XXXX and they refuse to remove it without consent from their paying client Arcadia who plans to report a collection account for 15 years from the date of the collection and 8 years past the 7 year statute of limitation for collection accounts to be reported on a credit report. The debt was from when I was young and I understand they may be allowed to try to collect it, but they are not allowed to at this point break the law by re-aging the account and report the account as new again after it had already been reported on my credit already for over the 7 year limit.
| Company | Arcadia Holdings, LLC |
| Complaint ID | 1492807 |
| Date Received | 07/29/2015 |
| Product | Debt collection Other (i.e. phone, health club, etc.) |
| Issue | False statements or representation Impersonated an attorney or official |
| State/ZIP Code | PA 190XX |
| Consumer Consent | Consent provided |
| Company Public Response | |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 07/29/2015 |
| Result | Timely Response: No, Consumer Disputed: No |
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