U.S. Home Capital, LLC Complaint: Credit decision / Underwriting

#1483958 23 Jul 2015

Mortgage FHA mortgage

Complaint #1483958 submitted on 07/23/2015 relating to U.S. Home Capital, LLC. Complaint relates to Mortgage FHA mortgage - Credit decision / Underwriting .

Complaint was submitted via Web and sent to the company on Wednesday 9th September 2015.

Narrative (may be redacted).

The Lender U.S Home Capital, LLC. XXXX XXXX, XXXX XXXX, NJ XXXX owe me a refund of {$2900.00}, this money was paid at closing for Upfront PMI. I found out in XXXX of this year that my mortgage was not insured with the FHA, I contacted XXXX Mortgage which was the lender that my mortgage was sold to a couple months after we closed. I contacted XXXX Mortgage, they 've acknowledged my claim was legitimate and a refund was issued to me for all the monthly PMI payments that was posted on my account. The last time I spoke to U.S Home capital XX/XX/XXXX, they had promised to request {$2900.00} from HUD, and now they wo n't return my phone calls, emails, I 've made numerous attempt to resolve this matter peacefully, it has been four months, they still have n't giving me the status of my refund.

Company U.S. Home Capital, LLC
Complaint ID 1483958
Date Received 07/23/2015
Product Mortgage FHA mortgage
Issue Credit decision / Underwriting
State/ZIP Code NJ 070XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Untimely response
Submitted Web 09/09/2015
Result Timely Response: No, Consumer Disputed: No
 

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