United Recovery Solutions Complaint: Disclosure verification of debt

#1449479 2 Jul 2015

Debt collection Other (i.e. phone, health club, etc.)

Complaint #1449479 submitted on 07/02/2015 relating to United Recovery Solutions. Complaint relates to Debt collection Other (i.e. phone, health club, etc.) - Disclosure verification of debt Not disclosed as an attempt to collect.

Complaint was submitted via Web and sent to the company on Thursday 9th July 2015.

Narrative (may be redacted).

URS Collections called him left a voice mail looking for me. I called & asked to speak with a XXXX XXXX XXXX. The rep informed me that XXXX was busy but then proceeded to tell me that I owed a balance from a check I wrote in 2008. He asked me when am I going to pay it & I told him that I 'm not. The debt is old & would be falling off my credit in a couple of years. His voice & demeanor changed & he said, " Oh, so you 're just not going to pay it. That 's a moral issue. Where are you 're morals? '' At that point I lost it & told him, " You do n't know anything about me nor my morals! Do n't sit up on this phone & try to tell me about myself! '' All the while he is steadily saying some defaming things so I told him that I know about collections. I 've worked in collections before & you 're not even the creditor. Your company bought my record for pennies on the dollar. '' He said, " No we did not! ... '' I told him he was in the wrong because he did n't even say the fdcpa verbiage that he was suppose to say before he went into disclosing my file. He told me he did. If I 'd shut my mouth for a while I would 've heard it.
Now, I do n't do this but I believe that this company should be violated for this person speaking ill to me. Please make sure that a violation is placed on this company. Thank you.

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