Complaint #1355927 submitted on 05/01/2015 relating to United Guaranty. Complaint relates to Debt collection Mortgage - Cont'd attempts collect debt not owed Debt is not mine.
Complaint was submitted via Web and sent to the company on Monday 4th May 2015.
Three months ago while looking at my credit report, I noticed that there was a collection account for XXXX put there by a company called XXXX. The next morning I called them, they claim to be collected for a company called United Guaranty XXXX Lien and they did not put that on my credit report since they are a non reporting collection agency. I never heard of that company before. I then reached out to United Guaranty XXXX Lien, they told me they were the issurance company for XXXX XXXX XXXX but they did not place this on my credit report. They said XXXX XXXX XXXX put in a claim and they paid it. Now, I had a mortgage with XXXX XXXX XXXX which they fraudutlently foreclosed on when they told me that I was going to get a loan modification.
Neither United Guarantee nor XXXX is taking responsibility for adding that mark on my credit report. XXXX XXXX XXXX is asking me to pay them 22000 to settle, eventhough they told me that they did not report to XXXX, they are saying until I pay them the item will remain. After pressing the issue with them, they told me that it was XXXX XXXX XXXX who place the item on my credit report. The item does not say XXXX XXXX XXXX anywhere, yet I already have a foreclosure Mark for XXXX XXXX XXXX on my credit report.
| Company | United Guaranty |
| Complaint ID | 1355927 |
| Date Received | 05/01/2015 |
| Product | Debt collection Mortgage |
| Issue | Cont'd attempts collect debt not owed Debt is not mine |
| State/ZIP Code | FL 349XX |
| Consumer Consent | Consent provided |
| Company Public Response | |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 05/04/2015 |
| Result | Timely Response: Yes, Consumer Disputed: Yes |
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