UMB Bank Complaint: Problems caused by my funds being low

#1314678 3 Apr 2015

Bank account or service Checking account

Complaint #1314678 submitted on 04/03/2015 relating to UMB Bank. Complaint relates to Bank account or service Checking account - Problems caused by my funds being low .

Complaint was submitted via Web and sent to the company on Friday 3rd April 2015.

Narrative (may be redacted).

XXXX XXXX, 2015 my account at UMB was overdrawn by XXXX an ACH from XXXX bill installments I 'd forgotten about. On XXXX XXXX a 50.00 credit was given to my account by XXXX leaving my account at XXXX. Due process the bank charges their overdraft fee, creating - {$32.00} a negative balance. UMB then started to charge an XXXX negative fee for the next XXXX days. This is unheard of, I thought XXXX and XXXX were thieves. XXXX another fee scam

Company UMB Bank
Complaint ID 1314678
Date Received 04/03/2015
Product Bank account or service Checking account
Issue Problems caused by my funds being low
State/ZIP Code MO 641XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 04/03/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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