U.S. Auto Credit Corporation Complaint: Problems when you are unable to pay

#1608334 15 Oct 2015

Consumer Loan Vehicle loan

Complaint #1608334 submitted on 10/15/2015 relating to U.S. Auto Credit Corporation. Complaint relates to Consumer Loan Vehicle loan - Problems when you are unable to pay .

Complaint was submitted via Web and sent to the company on Tuesday 20th October 2015.

Narrative (may be redacted).

I financed a car XX/XX/XXXX from XXXX XXXX XXXX, a sub-prime lender. We financed about $ XXXX at a very high interest rate ( 16 % ). We paid on the car until we only owed {$1700.00} in principal. Then my wife had to stop working because she had a baby. We asked for the company to work with us and wait 2 months for payment because we were so close to being finished paying, but they would not and they repossessed the vehicle in XX/XX/XXXX or XX/XX/XXXX ( I can not remember exactly but it was right around XX/XX/XXXX ). They charged off the remaining {$1700.00} In XXXX XXXX. Now, they are reporting new late payments in XX/XX/XXXX and XX/XX/XXXX which is hurting my credit and is not allowed on charged off debts.

Company U.S. Auto Credit Corporation
Complaint ID 1608334
Date Received 10/15/2015
Product Consumer Loan Vehicle loan
Issue Problems when you are unable to pay
State/ZIP Code FL 335XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with non-monetary relief
Submitted Web 10/20/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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