Unifin Inc. Complaint: Disclosure verification of debt

#1587572 30 Sep 2015

Debt collection Payday loan

Complaint #1587572 submitted on 09/30/2015 relating to Unifin Inc.. Complaint relates to Debt collection Payday loan - Disclosure verification of debt Not disclosed as an attempt to collect.

Complaint was submitted via Web and sent to the company on Thursday 5th November 2015.

Narrative (may be redacted).

Received a call from XXXX. When I answered there was no one on the phone and after several seconds the caller hung up. When I called back a man answered and did not say the name of the company or that he had called me in an attempt to collect a debt. He told me he was calling about a payday loan I had taken out with XXXX XXXX Loans in XX/XX/XXXX. He said he wanted to know what I was going to do about it. He never told me the name of the company that he was calling from but told me that he has tried to contact me several times which is false. I have had the same phone number for over 10 years. I told him that it is now XX/XX/XXXX and in the state of Arizona payday loans are illegal and he should not be contacting me regarding a debt over 7 years old. Once I said the word illegal he seemed flustered and said that he had to terminate the call. Then he hung up. In the past I have taken out payday loans but I do not remember taking one with XXXX and I do not recall how much the loan was for. The man I spoke with said my account number ended in XXXX digits and when he said the XXXX digits they were the last XXXX of my ssn. Now I am worried that I may have a identity theft issue

Company Unifin Inc.
Complaint ID 1587572
Date Received 09/30/2015
Product Debt collection Payday loan
Issue Disclosure verification of debt Not disclosed as an attempt to collect
State/ZIP Code AZ 852XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 11/05/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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