Complaint #1554414 submitted on 09/07/2015 relating to U.S. Bancorp. Complaint relates to Prepaid card General purpose card - Fraud or scam .
Complaint was submitted via Web and sent to the company on Tuesday 8th September 2015.
I am in the process of rebuilding my credit after a bankruptcy, and US Bank told me that if I get a prepaid card, my account can be reviewed in XXXX months with the likelihood that I will quality for a credit card. XXXX months elapsed, I inquired, and they told me I had been given the wrong information and that I will likely be able to get a credit card after one year. XXXX year elapsed, and I again applied for a credit card. The answer continued to be " no, no, and more no. '' In the meantime, they collect fees on this card, and would continue to collect fees except for the fact that I just closed the account. While claiming this was a tool to rebuild my credit, it seems to me to be a bait-and-switch gimmick that just racks up money for the bank.
Older American
| Company | U.S. Bancorp |
| Complaint ID | 1554414 |
| Date Received | 09/07/2015 |
| Product | Prepaid card General purpose card |
| Issue | Fraud or scam |
| State/ZIP Code | WA 982XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company chooses not to provide a public response |
| Company Response To Customer | Closed with monetary relief |
| Submitted | Web 09/08/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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